Fee Settings - OLIVE Payment Platform

Fee settings control how transaction fees are calculated and charged. Custom settings override built-in defaults.

Overview

Fee Types

Percentage: Charge % of transaction amount
Flat: Fixed fee per transaction

Party Types

Sender: Person initiating transfer
Recipient: Person receiving funds
Agent: Cash-in/cash-out agent
Processor: POS merchant

Endpoints

List Fees

GET /api/v1/fee-settingsRetrieve all configured fee settings with optional filtering

Get Fee

GET /api/v1/fee-settings/:type/:partyGet specific fee setting by transaction and party type

Update Fee

PUT /api/v1/fee-settingsCreate or update fee setting (upsert operation)

Delete Fee

DELETE /api/v1/fee-settings/:type/:partyRemove custom fee and revert to defaults

Transaction Types

Type	Description	Default Fee
`transfer_p2p`	Person to person transfer	1.5% sender
`agent_cashin`	Agent deposits to wallet	0.5% agent
`pos_payment`	POS terminal purchase	1.0% processor
`vult_fund`	VULT partner funding	0%
`wallet_withdraw`	Wallet withdrawal	1.0% sender

Fee Calculation Example

Transaction Initiated

User transfers 50,000 SLE to another user

Fee Lookup

System checks fee settings for transfer_p2p + sender

Fee Applied

Fee: 1.5% of 50,000 = 750 SLETotal debited: 50,750 SLE

Recipient Credited

Recipient receives full 50,000 SLE

Configuration Examples

Percentage Fee
Flat Fee

{
  "transaction_type": "transfer_p2p",
  "party_type": "sender",
  "fee_type": "percentage",
  "fee_value": 1.5,
  "debit_enabled": true,
  "credit_enabled": false
}

{
  "transaction_type": "agent_cashin",
  "party_type": "agent",
  "fee_type": "flat",
  "fee_value": 500,
  "debit_enabled": true,
  "credit_enabled": false
}

Percentage fees cannot exceed 100%. Changes take effect immediately.

Response Structure

{
  "settings": [
    {
      "id": 1,
      "transaction_type": "transfer_p2p",
      "party_type": "sender",
      "fee_type": "percentage",
      "fee_value": 1.5,
      "debit_enabled": true,
      "credit_enabled": false,
      "updated_at": "2025-01-15T10:30:00Z",
      "updated_by": "admin"
    }
  ],
  "count": 12
}

​Overview

Fee Types

Party Types

​Endpoints

List Fees

Get Fee

Update Fee

Delete Fee

​Transaction Types

​Fee Calculation Example

​Configuration Examples

​Response Structure

Overview

Endpoints

Transaction Types

Fee Calculation Example

Configuration Examples

Response Structure